At American West Funds LLC, also known as American West Funds ("American West Funds" or "Company"), we take pride in supporting our clients with their lending solution needs. When using our website, we kindly request that you adhere to the following terms and conditions.
By accessing and using this website (the "Site"), you automatically agree to the terms and conditions outlined herein. Please take a moment to review them, and if you do not agree, we ask that you refrain from using our website. However, for those who choose to use our site, we trust that you will find it to be a valuable resource.
We reserve the right to make any necessary modifications to our website at any time. Your continued use of our site signifies your acceptance of any changes made. Our team of lending solution professionals is dedicated to providing you with assistance, and we hope that you find this site beneficial.
Changes to Terms of Use
We reserve the right to adjust the Terms of Use as necessary. Any revisions will be posted on the Site, along with the date of the last update. By continuing to use the Service or the Site after such modifications, you acknowledge and agree to the updated Terms of Use.
Call Recording
By utilizing the Service or the Site, you consent to being contacted on a recorded line by American West Funds, its representatives, affiliates, or designated parties.
Terms Applicable to All Users: Eligibility, License, and Representation
Eligibility: General
The Site is designed for users who are eighteen (18) years old or older. Use of the Site by individuals under 18 is unauthorized and violates these Terms of Use. By accessing the Service or the Site, you affirm that, if you are a natural person, you are 18 years of age or older and agree to comply with all terms and conditions outlined in the Terms of Use. Violation of these terms may result in the Company restricting your access to the Service or the Site, at its discretion, with or without notice.
Household Limitation
Only one active loan per borrower is permitted at any given time.
Inactive Applications
Loan applications will be canceled following 14 days of inactivity.
User Representation
You affirm, warrant, and agree that any materials you submit, post, or share through the American West Funds Site will not infringe upon the rights of any third party. This includes copyright, trademark, privacy, publicity, or other personal or proprietary rights. You also agree not to engage in activities such as harvesting email addresses or using automated scripts to collect information from the Service or the Site. Additionally, you agree not to use the Service or the Site in an unlawful manner or in any way that may damage, disable, or impair the Site.
Restrictions on Use of Our Online Materials
All Online Materials provided on the American West Funds Site are copyrighted intellectual property owned and controlled by American West Funds. Visitors may download Online Materials for personal, non-commercial use only, provided they retain all copyright notices and do not modify the materials. Any other use of Online Materials requires written permission from American West Funds. Redistribution, reproduction, or modification of Online Materials is strictly prohibited.
All downloads, including software, files, images, and accompanying data, are licensed to you by American West Funds or third-party licensors for personal, non-commercial home use only. Redistribution or sale of the material, as well as reverse-engineering or disassembly of the software, is strictly prohibited.
Consent to Electronic Transactions and Disclosures
Given our primary online operation, your consent to transact business with us electronically is vital. By agreeing to the Terms of Use, you acknowledge receiving all documents, communications, notices, contracts, and agreements electronically, either via our Site or to the email address you provide. This includes any loans you may request or receive, your registration as a borrower, loan applications and approvals, and loan servicing if funded.
Electronic Communications
Disclosures will be provided to you electronically through our Site or via email to the verified email address you provide. If you require paper copies of these Disclosures, you may request them by mail for a fee. Requesting a paper copy will not withdraw your consent to receive Disclosures electronically. We may discontinue electronic provision of Disclosures in compliance with applicable federal and state record retention laws.
Scope of Consent
Your consent to receive Disclosures electronically applies to all transactions between you and the Company and remains effective as long as you are a User.
Consenting to Do Business Electronically
Before conducting business electronically with us, ensure you possess the necessary hardware and software capabilities.
Hardware and Software Requirements
To access and retain Disclosures electronically, you must have internet access, an email account capable of receiving emails, supported web browsing software, and hardware capable of running this software.
TCPA Consent
You consent to receiving calls and messages, including auto-dialed and pre-recorded calls, and SMS messages, from American West Funds and affiliates, agents, or others calling on their behalf, at any telephone numbers provided by you, including cellular numbers. Your cellular provider will charge you according to your plan.
Additional Mobile Technology Requirements
If accessing our site and Disclosures via a mobile device, ensure your device has software allowing you to print and save Disclosures. If not, access our site through a device with these capabilities.
Withdrawing Consent
You retain the option to withdraw your consent to receive Disclosures electronically. However, please note that upon withdrawal of consent, you will no longer be able to submit loan requests on our Site. If you have already received a loan, the previously agreed-upon terms and conditions will remain in effect.
How to Contact Us Regarding Electronic Disclosures
You can reach us at:
American West Funds, LLC
Phone: 888-771-4543
As an individual User, it's essential to keep us informed of any changes in your email or home.